End-to-End Customer Finance Portal Modernization: MotoNovo's Digital Transformation Journey

MotoNovo Finance, the motor vehicle finance provider within the Aldermore Group, embarked on a digital transformation to modernize its customer portal, enhancing user experience and operational efficiency, leading a shift to digital self-service.

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At a Glance

Success Highlights

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Challenge

MotoNovo Finance enables the journeys of hundreds of thousands of people in the UK. With finance delivered through an extensive dealer and broker network, excellent customer experience is critical to continued growth, enabling efficient and effective servicing through innovation and customer-focused digital services.

With an ambitious strategy for growth, Aldermore Group is investing in significant digital transformation that builds best in class experiences for its customers, colleagues, and intermediary partners. As part of that strategy, MotoNovo Finance committed to delivering a new self-service customer portal—one that would overcome the high operational costs of the existing solution, where unstructured data and a rigid platform were constraining performance and preventing meaningful insights.

Recognizing the need for change, MotoNovo Finance sought a strategic partner who could design, build, and run a modern, cost-effective finance portal that would align seamlessly with its target tech stack and multi-channel customer experience vision.

Solution

By focusing on the customer journey, existing usage data, and expertise with the organization, Concentrix developed and delivered a full-service finance portal solution that ensured collaboration through a pragmatic partner mindset, with the flexibility to adapt as needs evolved and support that extended beyond delivery, combined with deep technical expertise:

  • Full end-to-end team expertise: Assembled a multidisciplinary delivery team—spanning architecture, user experience, UI/UX design, production readiness, release management, and app engineering—to bring structure, speed, and deep technical rigor from day one.
  • A modern, scalable platform: Leveraged our future-ready, scalable technology stack to deliver a unified, cross-channel experience with native-like performance, reducing development overhead and providing faster feature rollout.
  • Accelerated development and extended functionality: Applied advanced development techniques to simulate backend interactions, enabling the rapid iteration and innovation of native capabilities across devices.
  • Structured delivery and platform guidance: Executed a phased approach—discovery and design through documentation and hyper care—keeping execution tight, transparent, and compliant, including App Store and Play Store submission.

For Aldermore Group, our finance portal solution delivers critical operational and technical benefits, including:

  • Reduced operational costs: Lower change and maintenance costs compared to the previous solution.
  • Improved agility: Modular architecture and modern tech stack accelerate time-to-market for new features and campaigns.
  • Full data access and actionable insights: Enhanced reporting and visibility supports data-driven CX improvements and performance optimization.
  • Faster innovation: Built on a target-state stack that supports scalability, flexibility, and integration with future systems.
  • Collaborative delivery model: A partnership defined by responsiveness, transparency, and cost-conscious execution.
  • Higher digital adoption: Rapid customer migration to the self-service portal demonstrates improved engagement and platform trust.

Partnering with Concentrix has given us tangible improvements to our customer experience. The collaboration has not only elevated the experience our customers enjoy through the MyMotoNovo app, but already we are realizing benefits with our operational teams who are now able to focus on more complex calls.

The strong uptake of the mobile app immediately after launch was very encouraging and was the result of collaborative effort that’s driven better outcomes for Aldermore and our customers. We continue to make improvements to the app in response to customer feedback and more features will be rolled out soon.”

– Nikhil Date, Chief Product & Engineering Officer, Aldermore Group

Outcomes

The newly modernized customer finance portal launched in September 2025 with:

32,000+ app downloads at launch and 42,000+ logins on day one

200% increase in login to action through smoother processes and better self-service functionality

60% uplift in volumes of payments being processed via the app instead of inbound phone calls, which allows the operational team’s expertise to be deployed elsewhere

51% increase in volumes of settlements instead of over the phone, improving the customer experience with a quicker valuation

With the new portal now in place, MotoNovo Finance customers now get an experience that feels as good as the service it supports:

  • Seamless self-service: Customers can now self-manage payments, settlements, and account updates whenever and wherever.
  • Improved usability: A modern, accessible, and intuitive portal enhances ease of navigation across the web and mobile with a unified digital interface that helps customers find information quickly and complete tasks confidently.
  • Increased security: A simpler passwordless sign-in process provides extra convenience and security.
  • Future-ready features: The platform’s scalable architecture enables proactive services such as real-time notifications, third-party integrations, and personalised insights.

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